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Estate Tax Calculator

Calculate federal estate tax with exemptions. Plan your estate and understand potential tax liabilities.

Estate Tax Results

Estate Value $0
Exemption Amount $0
Taxable Estate $0
Federal Estate Tax $0
Effective Tax Rate 0%

2025 Estate Tax Exemptions

$13.61 million per individual (doubled for married couples)

Portion over exemption is taxed at rates of 18%, 20%, <26%, 28%, 32%, 34%, 37%, 39%, and 40%.

How to Use the Estate Tax Calculator

  1. Enter the total value of your estate (assets minus debts).
  2. Select the year of death (for correct exemption amounts).
  3. Select your filing status (single or married).
  4. Click "Calculate Estate Tax" to see your potential tax liability.
  5. Review the effective tax rate and consider estate planning strategies.

Frequently Asked Questions

What is estate tax?

Estate tax is a tax on the transfer of property at death. It applies to your estate's total value above the exemption threshold. The federal estate tax only affects very large estates (over $13.61 million for individuals in 2025).

What is the estate tax exemption?

The estate tax exemption is the amount you can pass tax-free. For 2025, it's $13.61 million per individual. Married couples can double this to $27.22 million. Amounts above the exemption are taxed at progressive rates from 18% to 40%.

Who pays estate tax?

The estate itself pays the tax before distribution to beneficiaries. This can reduce what heirs receive. Proper estate planning with trusts and gifts during life can minimize or eliminate estate tax liability.

How can I reduce estate tax?

Strategies include: annual gifting up to the exemption, using irrevocable trusts, charitable donations, life insurance, and marital deduction. Consult an estate planning attorney for personalized advice.

Is estate tax the same as inheritance tax?

No, they're different. Federal estate tax is a federal tax on large estates. Some states have their own inheritance tax with different thresholds and rates. This calculator only covers federal estate tax.